VAL FREE®

How it works

  • BUYERS
    • The names of mortgage lenders offering VAL FREE® can be found at:
    • IMPORTANT POINT: If you don’t want a VAL FREE® mortgage you can find other mortgages at SMART MOVE®
    • We can not advise you if you should take a VAL FREE® Mortgage. We can not recommend any financial product. We can only inform you of the names of the VAL FREE® lenders. If you need advice you must consult a solicitor, broker or independent financial adviser.
  • SELLERS
    • CHAIN FREE® RICS Surveyor-valued houses are valued on agreed instructions by Chartered Surveyors (RICS Valuation Surveyors) approved by mortgage lenders offering VAL FREE®.
    • Our Valuation Surveyors inspection complies with the Royal Institute of Chartered Surveyors (RICS) guidelines for valuations for Mortgage Purposes (RICS Red Book). See: Road Map
    • The RICS Surveyors Valuation is not a structural survey or condition report.
    • Your house has been pre-valued (at no cost to you or to the buyer).
    • When you sell your house with VAL FREE® you know your buyer has the finance to proceed.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.