VAL FREE®

How it works

  • CHAIN FREE® and CHAIN MENDER® houses have a RICS Surveyors Valuation accepted by selected mortgage lenders and home finance providers.
  • Our surveyor-valued houses are valued on agreed instructions by Chartered Surveyors (RICS Valuation Surveyors) approved by banks and mortgage lenders offering VAL FREE®.
  • Our Valuation Surveyors inspection complies with the Royal Institute of Chartered Surveyors (RICS) guidelines for valuations for Mortgage Purposes (RICS Red Book).
  • Our Surveyors Valuation report is not a structural survey or condition report.
  • If you are buying or selling one of our surveyor-valued houses the Estate Agents will tell you (they cannot advise you) that the house has been pre-valued and the names of banks offering VAL FREE® (or you can call us on 0844 544 4869 or the Mortgage Advice Bureau on 0800 085 0118 or visit them at https://www.mortgageadvicebureau.com/).
  • A VAL FREE® mortgage or interest-free home finance offer will:
    • be received by your buyer generally within 2 weeks with all status checks complete;
    • speed up your sale as your buyer has an “offered” mortgage and can now proceed to exchange contracts to buy your house.
    • See: Road Map
  • We cannot advise you if you should take VAL FREE® or any other financial product. If you need advice you must consult a solicitor, broker or independent financial adviser.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.