VAL FREE®

Benefits

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  • A CHAIN FREE® house with a RICS Surveyors Valuation is VAL FREE®.
  • What VAL FREE® can do:
    • Selling
      • VAL FREE® will enable you to sell your house to a buyer with a read-made mortgage offer.
      • When you have VAL FREE® your Estate Agents can quickly sell your house (IMPORTANT POINT: you will not need our finance).
      • Your Estate Agents can sell your house to a buyer with finance (your buyer is not in a chain).
      • You do not have to wait for your buyer to get a mortgage valuation (takes time).
    • Buying
      • With VAL FREE® your buyer has a RICS Surveyors Valuation already accepted by selected mortgage lenders (if upsizing, your buyer has time to find any additional finance required).
      • Your buyer will only have to satisfy the Financial Conduct Authority’s mortgage market review (MMR) rules (that they can afford to buy your house and that the mortgage suits their needs and circumstances).
      • If your buyers mortgage lender responds promptly to their application for VAL FREE® they can have an “offered” mortgage within 10 days with valuation accepted and status checks complete (set up and ready to go).
  • See: How it Works

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.