Sellers Conundrum


THE PROBLEM: Sellers (imperative buyers, lifestyle sellers) don’t want a scheme to avoid being caught in a chain until they desperately need it, when a sale goes wrong or if they can’t sell for more and then are offered a knockdown price.


  • CHAIN FREE® (a chain-avoiding insurance type arrangement available through the Home Owners Plan™)
  • The Plan looks at things differently:
    • CHAIN FREE® enables you to negotiate the lowest price for the house you want to buy with no legal commitment to take our finance (90% RICS Valuation for houses up to £500,000) and with no legal commitment to sell your home.
    • The Plan does not buy your house which you never have to sell for less than Market Value.

THE PROBLEM: Telling the seller at the earliest opportunity how they can avoid being caught in a chain is a defeatist message when they want their Estate Agents to provide a positive outlook.


  • The Plan is your safety net:
    • CHAIN FREE® gives your Estate Agents time to sell for the highest price.
    • If you can’t wait for your Estate Agents to sell your house for your Asking Price you can take our finance (available on 5 days notice).

IMPORTANT POINT: We do not recommend or promote any firm of Estate Agents and we do not take fees or commissions.