- Regulation
- Albani Limited is Authorised and Regulated by the Financial Conduct Authority (FCA) Reference No. 457682 (See: FCA Register).
- Mortgages & home finance:
- Arranging (bringing about) regulated mortgage contracts.
- Making arrangements with a view to regulated mortgage contracts.
- Mortgages & home finance:
- CHAIN FREE® and CHAIN MENDER® are not regulated mortgage contracts (See: FCA PERG 4.4).
- Our finance is non-recourse; a mortgage contract includes an obligation to repay the amount you borrowed / non-recourse means you have no legal obligation to do so (we can only recover our finance from the sale of your house).
- VAL FREE® are regulated mortgage contracts.
- Provided by selected mortgage lenders for the buyer of our surveyor-valued houses.
- Albani Limited is Authorised and Regulated by the Financial Conduct Authority (FCA) Reference No. 457682 (See: FCA Register).
- Albani Limited
- Provides financial products to home owners that are transparent and fair.
- Albani incorporated in England under company number 5808405 is operated in accordance with ESG criteria and complies with GDPR regulations and FCA requirements (See: Ethical Finance).
- Albani provides home owners with:
- Specialist Open-Bridge Finance (Fall Back Price® and Provisional Price™)
- CHAIN FREE® a chain-avoiding insurance type arrangement: home owners join the Home Owners Plan™ (Plan).
- CHAIN MENDER® a chain-mending solution.
- Specialist Open-Bridge Finance (Fall Back Price® and Provisional Price™)
- When you take the Fall Back Price® or Provisional Price™ (which you can use to pay off your mortgage as your house must be mortgage fee) our legal requirement is that your house is contemporaneously empty and vacant.
- Subject to the home owner signing Albani Offer Documents:
- Albani will provide home owner selecting CHAIN FREE® with Fall Back Price®
- Albani will provide home owner selecting CHAIN MENDER® with Provisional Price™
- FinTech
- Albani conducts its business using the latest electronic technology.
- Our cloud-based systems enable us to interface paper-free with customers, their solicitors, estate agents and other stakeholders.
- All Documents (including the Plan T&Cs) are on-line in a standard form and subject to HM Land Registry conditions can be signed electronically.
- Coronavirus
- Our Valuation Surveyors are members of the Royal Institute of Chartered Surveyors (RICS):
- Our Valuation Surveyors inspecting your property for sale will follow RICS guidelines
- Our Valuation Surveyors are members of the Royal Institute of Chartered Surveyors (RICS):
- If you have any questions please Contact Us.
- For Public Relations please contact:
Coming soon…………………….