- Albani Group is a structure of two independent companies each of which provide different services to home owners.
- The functions of each company are entirely separate and transparent (See: Ethics). The companies are:
- Albani Limited (Albani) incorporated in England under company number 5808405 is a financial services company providing home owners with:
- Specialist Open-Bridge Finance (CHAIN FREE® Fall Back Price® and CHAIN MENDER® Provisional Price™)
- Home Owners Plan Limited (Plan Company) incorporated in England under Company Number 6944615 provides home owners with:
- CHAIN FREE® chain-avoiding insurance through the Home Owners Plan™ (Plan) and
- CHAIN MENDER® a chain-mending solution.
- Albani Limited (Albani) incorporated in England under company number 5808405 is a financial services company providing home owners with:
- IMPORTANT POINT: Regulation
- Albani Limited is Authorised and Regulated by the Financial Conduct Authority (FCA) Reference No. 457682
- CHAIN FREE® and CHAIN MENDER® are not regulated loans.
- Regulated loans are those on a property the “home owner” is living in or going to live in.
- When you take Albani finance (CHAIN FREE® Fall Back Price® or CHAIN MENDER® Provisional Price™) which you can use to pay off your mortgage your house must be contemporaneously empty and vacant
- VAL FREE® Mortgages and Home Finance are regulated loans provided by selected Mortgage Lenders and Islamic Banks.
- CHAIN FREE® and CHAIN MENDER® are not regulated loans.
- Albani Limited is Authorised and Regulated by the Financial Conduct Authority (FCA) Reference No. 457682
- The functions of each company are entirely separate and transparent (See: Ethics). The companies are:
- Houses of home owners who take Albani finance (CHAIN FREE® Fall Back Price® or CHAIN MENDER® Provisional Price™) are sold by the home owners High Street Estate Agent re-instructed by Plan Company.
- If you take Albani finance (because you can’t wait for your Estate Agent to sell your house at your Asking Price) you will not have to pay your Estate Agents a Sale Fee as no company in Albani Group buys your house.
- IMPORTANT POINT: If you, your estate agents, advisers or solicitors would like to discuss with us the Profit Share, the CHAIN FREE® Facility Letter and Fall Back Price® or CHAIN MENDER® Provisional Price™ please contact Albani Legal Department at Contact Us and quote, your unique reference number (URN) which is on your Application Approval email and all correspondence from us.
- Our Legal Department can also confirm our financial credentials to your solicitors by quoting your URN.
- VAL FREE® complaints procedure is in accordance with FCA best practice (See: https://www.fca.org.uk/firms/fair-treatment-customers).
- Albani will:
- register with the Information Commissioner’s Office for the purposes of the Data Protection Act 1998. (See: https://ico.org.uk/about-the-ico/what-we-do/register-of-data-controllers)
- register with www.trustpilot.co.uk to show authentic customer reviews of its service.
- apply to join the Institute of Business Ethics (See: www.ibe.org.uk).
- If you have any questions please Contact Us.
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