Company Information

Albani Limited provides financial products to home owners that are transparent and fair:
- Albani Limited (Albani) incorporated in England under company number 5808405 is operated in accordance with ESG Criteria (Ethical Finance)
- Albani provides home owners with:
  - Specialist Open-Bridge Finance (Fall Back Price® and Provisional Price™)
    - CHAIN FREE® a chain-avoiding insurance type arrangement: home owners join the Home Owners Plan™ (Plan).
    - CHAIN MENDER® a chain-mending solution.
- Subject to the home owner signing Albani Offer Documents:
  - Albani will provide home owner selecting CHAIN FREE® with Fall Back Price®
  - Albani will provide home owner selecting CHAIN MENDER® with Provisional Price™
Regulation
- Albani Limited is Authorised and Regulated by the Financial Conduct Authority (FCA) Reference No. 457682
  - Mortgages & home finance:
    - Arranging (bringing about) regulated mortgage contracts.
    - Making arrangements with a view to regulated mortgage contracts.
- CHAIN FREE® and CHAIN MENDER® are not regulated loans:
  - Regulated loans are those on a property the “home owner” is living in or going to live in (PERG 4.5.11G).
  - When you take Albani finance (Fall Back Price® or Provisional Price™) which you can use to pay off your mortgage your house must be contemporaneously empty and vacant.
- VAL FREE®
  - Mortgages and home finance are regulated loans provided by selected Mortgage Lenders and Islamic Banks for the buyer of our surveyor-valued houses.
- Estate Agents
  - Not regulated by the FCA for CHAIN FREE®, CHAIN MENDER® or VAL FREE® (PERG 4.5.11G).
  - Only require a Credit Brokerage License for VAL FREE®.
FinTech
- Albani conducts its business using the latest electronic technology.
- Our cloud-based systems enable us to interface paper-free with customers, their solicitors, estate agents and other stakeholders.
- All Documents (including the Plan T&Cs) are on-line in a standard form and subject to HM Land Registry conditions can be signed electronically.
Coronavirus
- Our Valuation Surveyors are members of the Royal Institute of Chartered Surveyors (RICS):
  - Our Valuation Surveyors inspecting your property for sale will follow RICS guidelines
If you have any questions please Contact Us.
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