Company Information

  • Albani Goup is a structure of three independent companies each of which provide different services to home owners. The functions of each company are entirely separate and transparent (See: Ethics). The companies are:
    • Albani Limited (Finance Company or Albani) incorporated in England under company number 5808405 is a financial services company Authorized and Regulated by the Financial Control Authority (FCA) Reference number 457682.
    • Home Owners Plan Limited (Plan Company) incorporated in England under Company Number 6944615 provides home owners with:
      • CHAIN FREE® chain-avoiding insurance through the Home Owners Plan™ (Plan) and
      • CHAIN MENDER® a chain-mending solution.
    • Plan Management Company UK Limited (Plan Management Company) incorporated in England under Company Number 06971345 receives any profit from the Plan.
  • Houses of home owners who take Albani finance (CHAIN FREE® or CHAIN MENDER®) are sold by the home owners High Street Estate Agent re-instructed by Plan Company (See: Estate Agents Fees).
  • IMPORTANT POINT: If you, your estate agents, advisers or solicitors would like to discuss with us the Profit Share, the CHAIN FREE® Facility Letter and Fall Back Price® or CHAIN MENDER® Provisional Price™ please contact Albani Legal Department at Contact Us and quote, your unique reference number (URN) which is on your Application Approval email and all correspondence from us. Our Legal Department can also confirm our financial credentials to your solicitors by quoting your URN.
  • VAL FREE® complaints procedure is in accordance with FCA best practice (See:
  • [Albani is licensed under the Consumer Credit Act 1974, Consumer Credit License No: 609935/1. This can be confirmed by telephoning Consumer Credit Licensing, part of the Office of Fair Trading, at 0207 211 8608.]
  • [Albani is registered by the Information Commissioner’s Office for the purposes of the Data Protection Act 1998. Our registration number is [Z9518304]. This can be confirmed at
  • Albani will register with to show authentic customer reviews of its service.
  • Albani will apply to join the Institute of Business Ethics (See:
  • If you have any questions please Contact Us.

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