Company Information

  • Regulation
    • Albani Limited is Authorised and Regulated by the Financial Conduct Authority (FCA) Reference No. 457682 (See: FCA Register).
      • Mortgages & home finance:
        • Arranging (bringing about) regulated mortgage contracts.
        • Making arrangements with a view to regulated mortgage contracts. 
    • CHAIN FREE® and CHAIN MENDER® are not regulated mortgage contracts (See: FCA PERG 4.4).
      • Our finance is non-recourse; a mortgage contract includes an obligation to repay the amount you borrowed / non-recourse means you have no legal obligation to do so (we can only recover our finance from the sale of your house).
    • VAL FREE® are regulated mortgage contracts.
      • Provided by selected mortgage lenders for the buyer of our surveyor-valued houses.
  • Albani Limited
    • Provides financial products to home owners that are transparent and fair.
    • Albani incorporated in England under company number 5808405 is operated in accordance with ESG criteria and complies with GDPR regulations and FCA requirements (See: Ethical Finance).
    • Albani provides home owners with:
      • Specialist Open-Bridge Finance (Fall Back Price® and Provisional Price™)
        • CHAIN FREE® a chain-avoiding insurance type arrangement: home owners join the Home Owners Plan™ (Plan).
        • CHAIN MENDER® a chain-mending solution.
    • When you take the Fall Back Price® or Provisional Price™ (which you can use to pay off your mortgage as your house must be mortgage fee) our legal requirement is that your house is contemporaneously empty and vacant.
    • Subject to the home owner signing Albani Offer Documents:
      • Albani will provide home owner selecting CHAIN FREE® with Fall Back Price®
      • Albani will provide home owner selecting CHAIN MENDER® with Provisional Price™
  • FinTech
    • Albani conducts its business using the latest electronic technology.
    • Our cloud-based systems enable us to interface paper-free with customers, their solicitors, estate agents and other stakeholders.
    • All Documents (including the Plan T&Cs) are on-line in a standard form and subject to HM Land Registry conditions can be signed electronically.
  • Coronavirus
    • Our Valuation Surveyors are members of the Royal Institute of Chartered Surveyors (RICS):
      • Our Valuation Surveyors inspecting your property for sale will follow RICS guidelines
  • If you have any questions please Contact Us.
  • For Public Relations please contact:
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