Company Information

  • Albani Limited provides financial products to home owners that are transparent and fair:
    • Albani Limited (Albani) incorporated in England under company number 5808405 is operated in accordance with ESG Criteria (Ethical Finance)
    • Albani provides home owners with:
      • Specialist Open-Bridge Finance (Fall Back Price® and Provisional Price™)
        • CHAIN FREE® a chain-avoiding insurance type arrangement: home owners join the Home Owners Plan™ (Plan).
        • CHAIN MENDER® a chain-mending solution.
    • Subject to the home owner signing Albani Offer Documents:
      • Albani will provide home owner selecting CHAIN FREE® with Fall Back Price®
      • Albani will provide home owner selecting CHAIN MENDER® with Provisional Price™
  • Regulation
    • Albani Limited is Authorised and Regulated by the Financial Conduct Authority (FCA) Reference No. 457682
      • Mortgages & home finance:
        • Arranging (bringing about) regulated mortgage contracts.
        • Making arrangements with a view to regulated mortgage contracts.
    • CHAIN FREE® and CHAIN MENDER® are not regulated loans:
      • Regulated loans are those on a property the “home owner” is living in or going to live in (PERG 4.5.11G).
      • When you take Albani finance (Fall Back Price® or Provisional Price™) which you can use to pay off your mortgage your house must be contemporaneously empty and vacant.
    • VAL FREE®
      • Mortgages and home finance are regulated loans provided by selected Mortgage Lenders and Islamic Banks for the buyer of our surveyor-valued houses.
    • Estate Agents
      • Not regulated by the FCA for CHAIN FREE®, CHAIN MENDER® or VAL FREE® (PERG 4.5.11G).
      • Only require a Credit Brokerage License for VAL FREE®.
  • FinTech
    • Albani conducts its business using the latest electronic technology.
    • Our cloud-based systems enable us to interface paper-free with customers, their solicitors, estate agents and other stakeholders.
    • All Documents (including the Plan T&Cs) are on-line in a standard form and subject to HM Land Registry conditions can be signed electronically.
  • Coronavirus
    • Our Valuation Surveyors are members of the Royal Institute of Chartered Surveyors (RICS):
      • Our Valuation Surveyors inspecting your property for sale will follow RICS guidelines
  • If you have any questions please Contact Us.
  • For Public Relations please contact:
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