VAL FREE®

Road Map

  • {{val_free_deadline_to_submit}} Today your CHAIN FREE® RICS Surveyor-valued house will have VAL FREE®.
    • VAL FREE® is a regulated mortgage for pre-valued houses (no Valuation costs to pay).
    • Buyers are told:
      • There are VAL FREE® mortgage offers available from selected lenders which they can access at:
        • VAL FREE® Mortgage lenders
        • IMPORTANT POINT: Buyer selects a lender and in 2 weeks (assuming the lender responds promptly) has a mortgage  offer with all status checks complete according to MMR rules (proof of income and loan affordability).
    • See: How it Works
    • If buyers don’t want a VAL FREE® mortgage they can find other mortgages at SMART MOVE®.
  • {{val_free_deadline_to_mortgage_offer}}By this date, 2 weeks from today, you receive an offer for your house from a buyer with an approved mortgage.
    • Your buyer has an “offered” mortgage and can proceed to exchange contracts (IMPORTANT POINT: You will not need our finance).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.