VAL FREE®

Treating Customers Fairly

  • Regulation:
    • Albani Limited is Authorised and Regulated by the Financial Conduct Authority  |  Reference No: 457682
    • Our FCA permission can be viewed at FCA Register
    • The FCA does not permit Albani to advise on regulated mortgage contracts.
  • VAL FREE®:
    • Is a mortgage offer (valuation-free) from selected mortgage lenders for pre-valued houses.
    • A regulated mortgage contract (with no changes to the lenders T&Cs) subject only to status for buyers of CHAIN FREE® and CHAIN MENDER® houses with a RICS Surveyors Valuation.
    • Valuation (at no cost to seller or buyer) already accepted by the lenders. See: Process
  • Application:
    • Can only be made to the mortgage lender (Albani is not a mortgage lender or mortgage broker).
    • We do not recommend or promote VAL FREE® mortgage lenders and we do not take fees or commissions.
    • If your buyer needs advice they must consult a solicitor, broker or independent financial adviser.
  • Transcription Fee:
    • Paid when the mortgage lender has the RICS Surveyors Valuation transferred onto their paper.
    • Albani pays all Transcription Fees.
  •  Buying:
    • If you are buying a house Albani is selling you will not be guzumped.
  • Your Questions:
    • Will be answered by a senior member of staff not a robot.
    • Please Contact Us