- Provides sellers with a chain-avoiding insurance type arrangement (CHAIN FREE®).
- Guarantees your client finance (Fall Back Price®) for 20 weeks (Plan Membership).
- Looks at things differently
Offer to buy from desperate sellers
Unique – Insurance type arrangement.
Distinctive – Specialist open-bridge finance,
interest-free, non-recourse, non-status.
Helps sellers buy at lowest price before selling for highest.
Exclude estate agents
Increases and secures instructions.
Restricted to a named firm
Any High Street Estate Agent.
Nothing for estate agents
£1,000 Success Fee if sale over Fall Back Price® and 1.5% Resale Fee.
Estate agents must provide valuation
Prices heavily discounted by Quick Cash Sale Industry
Seller can sell for MV.
Quickly commit seller to sell
20 weeks to sell / or decide not to.
We buy any house anywhere
Have to sell for less than MV
Taken by sellers when a sale goes wrong, or if can’t sell for more
Time for Estate Agent to sell for Asking Price.
Quick Cash Sales discourage estate agent advice
Time for Estate Agent to consider if / when seller should join the Plan.
White labeled schemes saturating the market with identical old hat solutions
Albani will not White Label.
Must sell before buying
Must agree to sell
is a safety net
if seller can’t wait to sell for Asking Price.
Schemes with Fees up to 3%
1% Fee (back-ended).
Finance based on a valuation model
YES and RICS after internal property inspection.
Take it or leave it proposition
Disruptive – Status quo vs. no legal commitment to take finance or to sell.
Part Exchange from 70% MV
Fall Back Price® will be MV if in 20 weeks no higher offer received.
Assisted Move sellers have sale opportunity conditional on subjugated buy / sell arrangements
20 weeks to sell at Asking Price / remain in control of buying / selling process.
Must use designated
Payment generally 7 > 14 days
Finance from unregulated company
Albani Limited / FCA: 457682.
Variations on a theme
IMPORTANT POINT: No obvious competitors – sellers can buy before selling
and can recoup 1% Fee with no legal requirement to sell or to take finance.
- Sellers can’t sell until buyer has a mortgage valuation
VAL FREE® solves that problem so sellers are not kept waiting
- Buyers don’t want to incur abortive Valuation Fees
Buyers of our pre-surveyor valued houses will know at no cost to them what valuation they can expect from their VAL FREE® mortgage lender
- Chain related products on the market but with inherent weaknesses
Purchase offer restricted to heavily discounted MV
Lack of flexibility
Lack of customer option
Restrictive purchase method
Conflict of interest
- What the Government wants and we provide
Shorter time from exchange to completion
Buyers Anti-Guzumping Provision
Genuine service to home movers