Estate Agent – CHAIN FREE® Customer Proposition

  • Tell the home owner (client selling and applicant buying)

“If your house has a current market value of no more than £500,000 CHAIN FREE® will give you the insurance of a Fall Back Price® for 20 to 40 weeks so you can negotiate the best price for the property you want to buy while we are selling your house for your Asking Price and you don’t have to take the Fall Back Price® or sell your home”

  •  An Example
  • Application (you cannot submit during coronavirus)
  • Albani guarantee a Fall Back Price® (Option 1: 90% Surveyors Valuation; Option 2: 85% DataSource Valuation) for your clients house (we do not buy their house)
  • CHAIN FREE® is a chain-avoiding insurance solution for a 1% Fee (1% of the Fall Back Price payable in up to 1 Year No Sale – No 1% Fee) which your client can recoup by Buying at a Discount See: How it Works
  • If the home owner makes their own Application before choosing a high street Estate Agent to sell their house, the home owner has 4 weeks from the date of Application to join the Home Owners Plan™ and to confirm to us the name of the high street Estate Agents acting for them (if they don’t do so they can after 4 weeks make another Application).
  • IMPORTANT POINT: Your client will only be legally committed to sell their house if they take our finance (Fall Back Price®) and then only when their solicitor completes our Drawdown Notice with all required documents.
  • See: Your Fees and Estate Agent Questions
  • Proceedable Buyer
    CHAIN FREE® turns your client into a Proceedable Buyer and is much less expensive than bridging finance and Other Schemes
  • Profit Share
    Your client will receive a 80% Profit Share if the Sale Price of their house exceeds Surveyors Valuation or DataSource Valuation. The Profit Share will be the difference between Sale Price and Valuation with no costs or deductions whatsoever
  • Avoiding a chain
    Introduce CHAIN FREE® as a means for your client to avoid the chain with a guaranteed Fall Back Price® if they can’t wait for you to sell their house at their Asking Price (your client can precede) See: How it Works
  • In a flat market
    CHAIN FREE® will give your client a safety net and the seller of the property your client wants to secure the comfort that your client can precede.
  • In a rising market
    CHAIN FREE® will help your clients secure their next home against competition and time to arrange a mortgage for their next property (peace of mind).
  • Before First Marketing
    Your client can be CHAIN FREE® before your firm commences marketing (frustrate competitors).
  • Reluctant Sellers
    Introduce CHAIN FREE® as a means to listings (secures Sale Fees).
  • Prospective Clients
    Introduce CHAIN FREE® and Fall Back Price® as a good reason for prospective clients to appoint your firm as sole selling agents (guaranteed “sale”).
  • Applicants Buying
    Tell prospective buyers that your client is not in a chain to encourage applicants to pay the full asking price (no rush to sell).
  • Applicants Selling
    Introduce CHAIN FREE® to applicants selling to persuade them to appoint your firm as sole selling agents (secures Sale Fees and stops them going elsewhere).
  • Applicants for the same property
    Introduce CHAIN FREE® (so they can avoid being caught in a chain) and where appropriate CHAIN MENDER®.
  • Frustrated Buyers
    Introduce CHAIN FREE® to frustrated buyers so they can quickly secure their next property (no wasted time and abortive costs).
  •  Sellers Buying Overseas
    Introduce CHAIN FREE® as the way to secure their holiday/retirement home (time to carefully look for an overseas property without any prior commitment to sell their home).
  • Sellers thinking of Part Exchange
    Introduce CHAIN FREE® as the alternative to PX
  • Builder and Development Clients offering PX
    Introduce CHAIN FREE® as the way to facilitate early sales at full price (recovering development costs quicker with increased liquidity and profit margins).
  • All Clients and Applicants
    Making clients and applicants CHAIN FREE® with the advantages of VAL FREE® will help your firm:

    • sell houses
    • frustrate competitors
    • gain new business
    • secure existing business
    • convert existing business quicker
    • save lost business
    • earn additional fees

    CHAIN FREE® with the advantages of VAL FREE® will help your Clients and Applicants:

    • in a flat market to have peace of mind
    • in a rising market to quickly secure their next property
  • IMPORTANT POINT: Your clients solicitors can obtain verification from our Legal Department of our financial credentials by quoting your clients URN (on the top of all correspondence from us). Our Legal Department is available at

If your Clients or Applicants have any questions please ask them to visit our website or Contact Us

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