Customer Proposition

  • Tell the client selling and applicant buying they can buy befor selling:

CHAIN FREE®  (available through the Home Owners Plan™) will help you buy before selling.

The Plan will give you the safety net of a Fall Back Price® for 20 weeks for a 1% Fee (1% Fall Back Price®).

The Fall Back Price® will be 90% LTV (RICS Surveyors Valuation) if your house has a value of no more than £500,000 and has not been “Added on” Rightmove for sale for more than 10 weeks.

You will be able to say you are a Cash Buyer (IMPORTANT POINT: up to your Fall Back Price®) and able to quickly secure the house you want to buy (recouping the 1% Fee) while we are selling your house for your Asking Price.

If you take the Fall Back Price® (3 days notice required) we will be re-instructed and paid a Resale Fee so you won’t have to pay our Sale Fee as the Plan is an insurance type arrangement and the Plan has not bought your house.

  • Tell the client selling and about to lose the property they want to move into:

CHAIN MENDER® will enable you to quickly exchange contracts for your next home so you can move before selling.

If your house has a value of no more than £500,000 your Provisional Price™ 85% LTV (RICS Surveyors Valuation) will be available for 3 weeks for you to take on 3 days notice.

When your house is sold you have a 95% Profit Share (Sale Price over Valuation).

If your solicitors are holding a contract for your next property which they can’t delay exchanging they will now be able to do so (IMPORTANT POINT: unless you have additional finance or can wait for your Profit Share the Provisional Price™ should be the maximum cost of the property you want to move  into).

If you take the Provisional Price™ you do not have to pay our Sale Fee as we will be re-instructed and paid a Resale Fee.

  • Tell the applicant buying one of the RICS Survayor valued houses you are selling for us:

This house has already been valued (RICS Surveyors Valuation)   it is VAL FREE®.

You will not have to pay for the Valuation as it has already been accepted by selected mortgage lenders and home finance providers (IMPORTANT POINT: you will only have to satisfy the  mortgage market review rules that you can afford to buy the house and that the mortgage suits your needs and circumstances).

Knowing how much you might be able to borrow (on an approved Valuation) to buy this house is helpful while you decide what to do (you may not yet have put your own property on the market for sale).

If you make an offer you won’t be guzumped.